ALL YOU NEED and MONEY HAS SPOKEN are two necklaces from the series MONEY TALKS. Money talks when you have it and when you don’t. The cleft between rich and poor are growing faster and faster. This growing gap between rich and poor have escalated in many countries and brought social problems, which seems to be very difficult to solve, because of the loss of solidarity. At the same time it seems that the whole world is living on credit. Now is the time to pay back before our planet will be bankrupt of resources. Photos 1web-2web. The necklaces are made of credit cards and silver, All you need in 2013 and Money has spoken in 2008.